Event Insurance
for Every Occasion
Protect your special day. One unexpected problem shouldn't ruin months of planning — or cost you thousands. As an independent agency, we shop multiple carriers to find the right coverage at the right price.
What Is Event Insurance & Who Needs It?
Event insurance — also called special event insurance — protects individuals and organizations from the financial risks of hosting an event. Whether you are planning a wedding, a milestone birthday party, a corporate gathering, or a community fundraiser, a single unexpected incident can result in significant out-of-pocket costs or legal liability.
Many venues now require proof of event liability insurance before they will allow you to book. Even when it is not required, the protection it provides is invaluable. From a guest slipping and falling to a vendor cancellation the week before your event, event insurance ensures that one bad day does not become a financial disaster.
Why Ransom & Associates?
- Independent — we work for you
- 16+ top-rated carriers
- Licensed in 9 states
- Policies in 24–48 hrs
- Free quotes, no obligation
When should I buy?
Purchase event insurance as soon as you start booking vendors and paying deposits — ideally 3–6 months before your event date.
Venue requirements
Most venues require a minimum of $1,000,000 in general liability. We can name your venue as an additional insured on the policy.