Recreational Insurance
Protect your boats, ATVs, RVs, motorcycles, and all the gear that makes life an adventure.
Appointed with Top-Rated Carriers — We Shop the Market for You
Why Recreational Vehicle Insurance Matters
Recreational vehicles represent a significant financial investment — and they come with unique risks that standard auto or homeowners insurance policies simply don't cover. Whether you're out on the water, hitting the trails, or exploring the open road in your RV, having the right recreational insurance ensures that an accident, theft, or damage doesn't derail your adventure.
Georgia's lakes, Kentucky's mountains, and the wide-open landscapes of Texas and Arizona offer incredible opportunities for outdoor recreation. But with those opportunities come real risks. A boating accident, an ATV rollover, or a stolen motorcycle can result in thousands of dollars in losses without proper coverage.
At Ransom & Associates, we work with specialized carriers like American Modern, Hagerty, Foremost, and others who understand recreational equipment and offer coverage options that standard insurers don't. We'll find the right policy for your specific equipment, usage, and budget.
Equipment We Cover
Boat / Watercraft
Fishing boats, pontoons, speedboats, sailboats, and personal watercraft (jet skis, wave runners).
ATV / UTV / Off-Road
All-terrain vehicles, side-by-sides, dirt bikes, and other off-road recreational vehicles.
RV / Motorhome
Class A, B, and C motorhomes, fifth wheels, travel trailers, and campers.
Motorcycle
Street bikes, cruisers, sport bikes, touring bikes, and custom motorcycles.
Snowmobile
Coverage for snowmobiles and other winter recreational vehicles.
Golf Cart
Personal golf carts used on courses, in communities, or on private property.
Specialized Recreational Carriers
We're appointed with carriers that specialize in recreational vehicle coverage, including American Modern, Hagerty (for classic and collector vehicles), and Foremost — giving you access to coverage options and expertise that general insurers can't match.
Get a Recreational Quote
Coverage for all your recreational equipment